INDUSTRIES
When your product is software, your biggest exposures aren’t physical — they’re a bug that costs a client money, a breach that exposes customer data, or a contract you can’t sign because you’re missing a coverage line an enterprise buyer requires. We build insurance programs for technology and software companies who need protection that actually matches how a tech business operates.
A bug, an outage, or bad advice baked into your software can cost a client real money — and when it does, they come looking for you, not just a refund.
Customer data, source code, and system access make technology companies a constant target — a single breach can mean notification costs, business interruption, and reputational damage all at once.
Larger clients increasingly won't sign without proof of minimum E&O and cyber coverage in place — missing the requirement can cost you the deal, not just create risk.
Hiring quickly to keep up with growth brings real employment exposure — wrongful termination and discrimination claims rise with team size, not just with mistakes.
Claims of patent, copyright, or trade secret infringement can surface even when you built something in good faith — defending them is expensive regardless of outcome.
As you raise capital and build out a board, decisions made by leadership create personal liability exposure for the people making them.
Send us the insurance requirements page from the contract — we’ll make sure you can check every box before the deadline.
Our advisors understand SaaS, product liability for software, and how technology companies actually operate — recommendations are grounded in your business model, not a generic template.
Vendor security and insurance requirements can stall or kill a deal. We help make sure your coverage checks every box before a client's procurement team asks.
When something happens — a breach, an E&O claim, a dispute — we advocate for you through the entire claims process, not just at renewal.
From a seed-stage startup to a company well past its Series B, we adjust your program as your headcount, revenue, and risk profile change.
1
We learn your product, your customer base, your funding stage, and your current coverage and claims history.
2
We identify gaps — E&O limits, cyber exposure, D&O ahead of a raise — before they become a problem in a contract negotiation or after an incident.
3
We place your program with carriers who understand technology risk, balancing coverage, service, and cost.
4
We review your program as you grow, support you through claims, and help you meet new coverage requirements as contracts and funding rounds demand them.
Tech E&O covers claims that your product or service caused a client financial loss — a software bug that disrupts their operations, an outage that costs them revenue, or an integration that didn’t work as promised. If your business sells software, a platform, or technology services to other companies, this is typically foundational coverage, not optional.
Cyber liability responds to a data breach or security incident — the costs of notifying affected people, restoring systems, and defending resulting claims. Tech E&O responds to your product or service failing to perform as promised, independent of whether a breach occurred. Most technology companies carry both, since the two exposures are related but distinct.
Yes — this is one of the most common reasons technology companies come to us. Send us the insurance requirements section of the contract and we’ll review what you currently carry against what’s being asked for, then close any gaps before your signing deadline.
Often earlier than founders expect — once you have outside investors, a formal board, or are preparing for a funding round, D&O becomes standard, and many lead investors require it as a condition of closing. It protects your leadership personally from claims tied to governance and business decisions.
Coverage limits, D&O requirements, and EPLI exposure typically all increase as you add employees, raise capital, and take on larger enterprise clients. We review your program at key milestones — not just at renewal — so your coverage keeps pace with how fast the business is actually moving.
You contact us first — we help you activate breach response resources, navigate notification requirements, and get the claim filed correctly, then stay involved as your advocate through the investigation and resolution, not just at the point of filing.
