INDUSTRIES
A single environmental incident, equipment failure, or safety event can shut down a facility and put years of operating history at risk. We build insurance and risk management programs for energy and oil & gas operators who need coverage that matches the scale of what they’re exposed to.
Spills, discharge, and contamination create liability that standard general liability policies typically exclude.
Wells, rigs, pipelines, and facilities represent enormous capital investment, often in remote or exposed locations.
A shutdown at a single facility can halt revenue immediately, independent of whether the underlying damage was severe.
Field operations carry injury risk well above a typical workplace, directly affecting workers' compensation cost and availability.
Energy operations are subject to significant federal and state regulation, and non-compliance carries its own liability.
A single serious incident can generate claims well beyond what standard liability limits are built to absorb.
Send us the requirements — we’ll make sure you’re positioned to move forward.
Our advisors know the realities of field and facility operations — not just the underwriting forms — so recommendations are grounded in how energy operators actually work.
Coverage minimums show up in operating agreements and regulatory filings alike. We help make sure you're never caught short on either.
When an incident happens, we advocate for you through the entire claims process — not just at renewal.
From an independent operator to a multi-site company, we tailor coverage to where your operation is today and where it's headed.
1
We learn your operations, your facility and field footprint, and your current coverage and claims history.
2
We identify gaps — pollution exposure, control-of-well coverage, equipment values — before they become a problem after an incident.
3
We place your program with carriers who understand energy risk, balancing coverage, service, and cost.
4
We review your program as your operations change, support you through claims, and help you stay ahead of regulatory and contract requirements.
Most operators need general liability, pollution liability, property, business interruption, and workers’ compensation at minimum. What else you need depends on your operations — active drilling typically calls for control of well coverage, while a facility-heavy operation may prioritize higher property and business interruption limits.
Standard general liability policies typically exclude pollution-related claims entirely, which is a significant gap for an industry where spills and discharge are a real operational risk. A dedicated pollution liability policy is built specifically to respond to these claims, including cleanup costs and third-party liability.
Control of well coverage responds to the cost of regaining control of a well after a blowout or similar event, along with related cleanup and redrilling expenses. If your operations include active drilling or well servicing, this is typically a coverage line worth having in place before you need it, not after.
Business interruption coverage replaces lost income and covers continuing expenses while a covered loss keeps a facility offline. The key is making sure your coverage limits and the period of restoration actually reflect how long a real shutdown at your facility could last — we review this specifically rather than assuming a standard limit is enough.
Generally yes, and we help you build contract language and certificate of insurance requirements that make sure your contractors carry appropriate coverage — reducing the chance that their risk quietly transfers onto you.
You contact us first — we help you document the incident correctly, get the claim filed with the right carrier, and stay involved as your advocate through investigation and resolution, not just at the point of filing.
